I tried using an ankle holster for a while, but didn't care for how much leg I showed when lifted up my skirt to reach it.
The gun bags are pretty and I always coordinate with my outfit, but I don't like fumbling through it and around my Bible and Chick Tracts in an emergency (a suspicious brown person in the mall, for example), so I only keep my spare pistol in it.
What I was doing was keeping my Glock in the pocket of whatever fur coat I would be wearing. My husband, Mr. Whitford, was fine with it until he decided that our guns should be visible. Now I wear coordinated belted holsters to make sure people know I care about my Second Amendment rights.